Policy Documents

Here you can find our Policy Documents and Terms of Business. We recommend you familiarise yourself with these documents so you understand what is and isn't covered.

If you bought your policy between 25 February 2024 and 28 July 2025:

Policy Wording

Download

Terms of Business

Download

If you bought your policy between 29 July 2025 and 6 August 2025:

Policy Wording

Download

Terms of Business

Download

If you bought your policy on or after 7 August 2025:

Policy Wording

Download

Terms of Business

Download

At Annualtravelinsurance.com, brought to you by Cover-More Blue Insurance Services Limited, we strive to offer the Irish & UK market the highest quality travel insurance at an affordable cost.


The Policy Wording and our Terms of Business are located here. The Policy Wording provides full terms, conditions and exclusions of the travel insurance policy. We recommend you familiarise yourself with this document to ensure the cover provided meets with your requirements.


Our Terms of Business document set out the basis on which we will provide services to customers purchasing insurance, and our fees and charges. We recommend you read this document carefully.